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Haryana STF busts insurance scam using dead cancer patients


CHANDIGARH: The Haryana police's particular process pressure (STF) on Friday unearthed a rip-off through which insurance claims have been made for deceased most cancers sufferers via "proving" their deaths to have been caused via injuries.

The STF arrested Pawan Kumar Bhoria, a Sonipat-based advocate, described because the kingpin, and his friends, Mohit and Vikas, each from Gohana, for the racket. They have been booked under more than a few sections of cheating, fraud, impersonation and forgery at Sonipat's town police station.


The racket was unearthed in the first week of April after Bharti AXA Life Insurance moved a complaint about fraud insurance claims. "Since then, we had kept the three accused under surveillance. We tracked their movement and finally picked them up from Sonipat city on Friday morning," DSP Rahul Dev, the supervising officer of the STF staff probing this situation, stated.

The accused first of all used to scout on their own for terminal most cancers sufferers or the ones affected by power diseases. Later they managed to often supply information about these remaining level most cancers sufferers or the ones affected by power diseases from PGIMS Rohtak or different referral hospitals.

‘They stored assets ready in hosps, police stations, PGIMS’

With these details, the gang used to get existence insurance insurance policies in their names from best companies like IFFCO Tokio, PNB Metlife, LIC, ICICI Lombard, HDFC Ergo, Edelweiss Tokio, Canara HSBC, Kotak Insurance, Max Life, Future Generali, Apollo Munich, Bajaj Allianz, and Aditya Birla Sunlife. At this level, they managed to get these insurance insurance policies without any medical records of the most cancers sufferers being printed to the insurance firm.

After the demise of the patient, they used their assets in the police to sign in inquest court cases for an accidental demise.

At this point, their medical friends helped them get pretend autopsy reviews giving reason of demise as accident. Using these documents, the gang filed claims from the insurance companies and gained between Rs 8 lakh and Rs 20 lakh, depending on circumstances of each case.

“Soon after the demise of those sufferers, they stored their assets ready in civil hospitals, police stations and PGIMS. They would first get a complaint of accident lodged with assist of law enforcement officials concerned in the racket and get a case registered. The gang would then get a fake autopsy document and get ready a foolproof case for insurance claim,” Dev stated.

The initial investigations have also printed that the gang would get their assets to break the original medical records of the deceased in the clinic the place they'd been treated after registering a fake accident case. “Normally, they might target sufferers with throat most cancers and would display neck accidents as cause of demise,” stated an authentic related to the investigation.

The racket may run into a number of crores of rupees, DSP Dev stated. “We assume there could be a minimum of 80-100 such instances of insurance and different fraud. We have laid palms on best 8 instances up to now. Preliminarily investigation and transient interrogation of the three accused has ended in detection of more instances. We are studying the incriminating documents and diaries and (pretend) insurance policies recovered from the three accused,” added the DSP.


This is just the end of the iceberg and lots of policemen, doctors, workers of PGIMS, Rohtak and different tertiary care hospitals and kin of the deceased sufferers could be concerned in the racket and are under our scanner, Dev added.


“Let the investigation growth further, more names — of a minimum of 12-15 pros — are anticipated to be printed,” the DSP stated. “We will quickly nab doctors, law enforcement officials and others who helped the gang in this racket.”






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